With all the insurance health care debate going on, I came across this article out of Dallas. Having at one time been an insurance agent, and having had business and personal dealings with that industry, I’m NOT A FAN OF IT.
Now this article is about RELIGIOUS DISCRIMINATION BY AN INSURANCE COMPANY.
I loved it.
Agents overall are actually pretty honest people. Okay you’ll have those who are dirt bags but you have that in all industries.
What grinds my gears is the people running the business. Currently the insurance industry is spending 1.5 million dollars a day to fight Obama’s health care plan. Weather you are for it or against it, the fact alone that they are spending 1.5 MILLION DOLLARS A DAY should tell you something.
One thing it tells me is that each month $45 Million Dollars that should be spent on CLAIMS ISN’T.
Is it just me or are there others out there saying, “Wait, that’s a butt load of money for an insurance company to spend. Shouldn’t they be paying claims?”
Well, they and others are using fear. I saw that used on people selling HMO Senior plans to those going on Medicare or who were on Medicare. They used fear and the promise of “Free” insurance. Trust me, NO INSURANCE COMPANY IS GIVING ANYTHING AWAY FREE!
In fact, you never hear about a lot of things insurance companies do. Like file FRIVOLOUS LAWSUITS EVERY DAY. They do.
They cry about “frivolous” lawsuits filed against them. Don’t believe. When you have someone whose paid out premiums for years and are then denied their claims, they have no recourse left but to sue them.
Anyway, I’ll give you the article now.
Insurance co. sued for discriminating against non-believers
GuideOne Mutual, insurer of homes, automobiles, churches, schools, etc., was sued for offering special discounts (called “FaithGuard”) only to "churchgoers" and "persons of faith," according to the US Department of Justice. The Justice Department announced a settlement, currently pending court approval, ordering GuideOne to pay a total of $29,500 to the three reported victims of this discrimination, another $45,000 to the government as a civil penalty and to stop offering “FaithGuard.”
"'Discrimination on the basis of someone’s religious faith is prohibited
by the Fair Housing Act,' said Loretta King, Acting Assistant Attorney General for the Civil Rights Division. 'All individuals have the right to secure homeowners and renters insurance without regard to their religious beliefs, and the Civil Rights Division will continue to ensure those rights are protected.'"
"'We thank the Justice Department and the parties for reaching an equitable settlement that advances the principles of equality and non-discrimination in access to homeowners and renters insurance,' said John Trasviña, HUD Assistant Secretary for Fair Housing and Equal Opportunity."
What's your take on this?