My generation has been dubbed "the millenials" because we seem to have "come of age" [roughly] in the first decade or so of the new millenium. I am in the "generation y" part of this large generation of young people who face a problem that our parents didn't face to nearly the degree we do now. Funding College. In America it doesn't seem to matter whether the millenial kids go to public or private 4-year colleges, make no mistake! Unless you are REALLY poor, REALLY lucky, or REALLY a "when pigs fly" prodigy, you will be shoveling boatloads of money out your door [or piling a mountain of debt on your head and getting collection calls in 5 years or so.].

 

When I told a European of the "average" cost of a PUBLIC college full-time, live-on-campus, tuition for 1 YEAR, he was floored.... [the average is estimated at about $30,000 - for 1 year]. Projected out four years, you get almost $100,000 [which is not including expenses on textbooks, food [except... if you're lucky, it might include a dining hall plan], clothing, cell phones, technological requirements, medicine [prescription, doctors, non-prescription], and gas/ car payments. Yep! You can see why we lose sleep.


My parents say they want to pay for all three of their children's tuitions, but I think they're dreaming [not to be pessimistic]. The projected [but never spoken about] cost of this would be close to [if not] half a million dollars.

 

We DO try for financial aid. But... while federal student loans are easy enough to get - they will come back to bite you in the ass later. Grants are nearly impossible for middle class students to get. And unless you're extremely lucky or over-the-top talented at something, scholarships [if you can get them] amount to peanuts.

For example... lets say you have to pay $30,000 a year for tuition and managed to get a $3,000 a semester "good grades in high school" scholarship. That's all well and nice... but for a year, the scholarship will pay only $6,000. On what planet is that enough to make even a dent in a $30,000 tuition? Okay so we're down to $24,000... big difference right? lol

 

I'm attending a community college part time right now. I don't qualify for scholarships and the government took one look a the "withdrawl" semester when I was in the hospital, and threatened to take away my student loan capabilities.

 

Still.... I guess it could be worse.

As a part-time student my parents shell out $136 per credit hour. [since most classes at my community college are 3 credit hours... triple that]

If you go full time you would pay $1,621 a quarter if you're in state.

 

 

I guess that's better than my brother who goes to one of the nation's biggest public colleges, Ohio State University [student population - 60,000 last I checked].

As an Ohio Resident my brother's tuition will be around $19,584 a year

 

If I continue with my current plan to transfer as a full-time student to the university of cincinnati, my tuition will become between $20,000 and $25,000

 

Where's the sanity? *sigh* 

Views: 26

Comment by Caesar MacEntire on March 30, 2011 at 1:55am
$11,000 a year for me here at Clarkson. And we really still can't afford it.
Comment by Becca on March 30, 2011 at 11:31am
I just looked up the current figures for this year at the University of Oregon the university I attended 2004-2008. In state tuition plus books plus room and board is about $20,000 a year. That's $80,000 for 4 years if you have no help paying for tuition. Just 3 years ago when I did my last year of university the cost was about $15,000 a year and when I first started university in 2004 it was about $12,000 a year. Tuition rises have been insane as of late. I was fortunate enough to be poor enough (what an odd thing to feel fortunate about) to qualify for a decent amount of help from the federal government and my mother through moving finances around in just the right way was able to pay part of my expenses. I'm still left with about $20,000 in government loans I am currently working on paying off. If I didn't have those loans I'd have $300 more dollars a month and might be able to actually save a little money instead of barely breaking even every month.
Comment by Caesar MacEntire on March 30, 2011 at 12:42pm

Clarkson University is $49,500 a year without any sort of aid.  $200,000 for 4 years sounds rather... Unpleasant.

http://www.collegedata.com/cs/data/college/college_pg03_tmpl.jhtml?...

Comment by Telliyah Kennedy on March 30, 2011 at 1:16pm
Well I go to a community college as well and the tuition is cheaper and I am going to transfer to a university outside of the US, its McGill in Canada and including the international costs its not that bad I believe its under $25,000 and you get a lot of financial aid from the US and as well as Canada and a lot of schools in Canada are a lot cheaper and good schools like McGill, UToronto, and UBC and these are internationally recognized schools that are very good.
Comment by Heather Spoonheim on March 30, 2011 at 1:17pm
Wow,Comet, I really had no idea how much college expenses had gone up.
Comment by Caesar MacEntire on March 30, 2011 at 3:43pm
I'm right on the Canadian border in Potsdam, and as you can see this is probably as expensive as it gets up here.
Comment by Telliyah Kennedy on March 30, 2011 at 4:31pm
Yeah I am too I'm in Michigan and yeah school especially at a university will cost almost a arm and a leg regardless of the school that you choose to attend, but some Canadian universitis are indeed cheaper then most US universities or colleges.
Comment by Skycomet the Fallen Angel on March 30, 2011 at 6:02pm
My brother is attending the Columbus Campus. [He was too chicken to participate in the November Mirror Lake Jump, btw... lol]
Comment by Skycomet the Fallen Angel on March 30, 2011 at 6:05pm
According to a book I have been reading, the price of a college tuition has [on average] TRIPLED since 1980 in the US.
Comment by Skycomet the Fallen Angel on March 30, 2011 at 6:08pm
BTW Becca.. that's a really common but sad story among many of my older peers who grew up in the upper middle class AT THAT! They went so far in debt for education that now that they're out [if they're lucky enough to have a decent job], they're living "pay-check to pay-check" with no savings because any excess money is going to paying off student debt.

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