My husband likes to point out how people live in these places that are known for this or that brand of natural disaster, then freak out when they happen. I mean, we get that people will live wherever and we don't belittle the tragedy of lives lost and other such devastation, but... You did plant yourselves there.
As for how I respond, I usually ignore requests for prayer or answer with, "I will think good thoughts for them."
Really? That seems a bit callous. It reminds me of people who blame rape victims for dressing in a provocative manner. I live in St. Louis and have never felt that I or the people in my community would deserve calamity if a tornado were to run through my neighborhood, as one did on Good Friday. But, I guess it is easiest to blame victims.
So, now your only choice is to leave your husband and come live with me in tornado alley!